Critical Illness Cover

Quite often we hear ‘it could never happen to me’ or ‘I’ll sort it out later’. The old saying that “failing to plan is planning to fail” really hits home in this particularly important area.

What is Critical Illness Cover?

Critical illness cover is designed to pay out a lump sum on death or on the diagnosis of one of the specified critical illnesses during the term of the policy.


Who is it for?

This type of cover is designed for individuals or families who are looking to financially protect their family, mortgage or a business with a lump sum if they meet the definition of one of the specified critical illnesses.  This lump sum could be used to help repay a loan, mortgage, or perhaps pay for time off work or medical treatment.  The lump sum could even be used to pay for any necessary alterations to your home.

The critical illnesses covered include heart-attack, cancer and stroke.  However, some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms.


More Information

More information is available in the appropriate providers Key Features Document. For insurance business we arrange policies from a carefully selected panel of insurers. As with all Insurance policies, conditions and exclusions will apply. Ask us for a list of insurers we offer insurance from.