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Home contents insurance

Home insurance, also known as contents insurance, protects your prized possessions, replacing them should the worst happen. It can cover accidental damage too - accidents do happen! And Beechwood Mortgages can help you find the cover you need.

Helping you protect the contents and possessions in your home

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Cover the cost of all your household items and protect them from theft or accidental damage.

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Living with others? Cover the value of your personal belongings.

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Discover the best rates to protect your possessions when getting contents insurance for renters.

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Save yourself time and money by combining cover for your home and your contents.

Cover that’s tailored to you

The needs of our clients across Reading and Berkshire vary immensely, which is why we avoid a ‘one size fits all’ approach when it comes to contents insurance. Beechwood Mortgages works to understand your individual needs and recommend policies based on the number of items, their value and other factors that are out of your control.


As with all insurance policies, conditions and exclusions will apply, which we’ll happily guide you through. From start to finish, our team is committed to your satisfaction.

What does contents insurance cover?

Many house contents insurance policies vary and are tailored to suit individuals' needs. These policies help protect all your valuables in case of theft or damage from fire or flooding. They can protect the following: •Furniture such as wardrobes and beds •Electrical goods including TVs, DVD players and computers •Clothes and jewellery •Kitchenware such as microwaves and kettles

The ideal policy within budget

Finding an insurance package that won’t break the bank doesn’t have to mean cutting corners. We’ll identify your required level of cover and find a policy that has everything you need and nothing you don’t. Our team can also answer questions such as, ‘is contents insurance mandatory?’, and advise on ways you can check if your current policy is meeting your needs.

Invaluable support from the team that cares

Whilst purchasing a property is an important decision, it’s the possessions within your building that really matter. We understand what your valuables mean to you, so we’ll search the market far and wide to secure a policy that ticks all the boxes and promotes your financial wellbeing.

  • What does a mortgage adviser do?
    The world of mortgaging is complex. Especially when it comes to lending for Buy to Let and the like, it's crucial to research numerous lenders and take a more specialist approach to the process. A mortgage adviser will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and lenders. What's more, they offer a level of support that streamlines the entire process and makes things easier for you.
  • How can I get the best mortgage advice?
    You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage adviser or broker who will search and compare numerous products at the touch of a button.
  • Is mortgage advice free?
    The cost of mortgage advice depends on the terms and conditions of the adviser. Some mortgage advisers might charge for their services but this will usually depend on your requirements and on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees.
  • Do banks charge for mortgage advice?
    No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. Whole of market mortgage advisers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a variety of lenders.
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Don’t take a chance with your valuables

Contact Beechwood Mortgages to discuss what the market has to offer and get the right cover in place.

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