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Impartial mortgage advice for homebuyers in Berkshire and surrounding counties

Beechwood Mortgages has the experience and know-how to ensure you get the right mortgage deal to suit your personal circumstances.

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Supporting You

Buying a home is a major financial commitment, and we understand the importance of finding the right mortgage advisor to secure the best deal for your situation. Our friendly team in Reading has been serving Berkshire and the surrounding areas since 2001, allowing us to offer extensive knowledge and expertise to assist you in purchasing your dream property.

 

Whether you're a first-time buyer, moving home, a landlord, or looking to remortgage, our team is ready to provide guidance and support every step of the way.

Take the right step forward with Beechwood Mortgages

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BUY TO LET
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Expand your portfolio and make an investment that’s worth your time, funds and effort.

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FIRST TIME BUYERS
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Buying your first home doesn’t need to be painful. We’ll guide you through each step of the process to make it seamless.

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REMORTGAGE
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Find the right terms for your situation and get more from your equity with Beechwood Mortgages.

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HOME MOVERS
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Looking to relocate? Save yourself hassle and ensure the move goes off without a hitch.

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INSURANCE
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Comprehensive protection for what matters most. Choose from a range of policies and get the right coverage for you.

Our Services
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Simplifying the world of mortgages

Understanding the various types of mortgages can feel like a bit of a minefield. That’s where Beechwood Mortgages comes in. We’ll assess your financial situation and your future plans before recommending the right mortgage deal for your needs.

 

We’ll guide you through every step and be on hand to offer mortgage advice and support throughout the entire process. From time to time, we may charge a fee, simply depending on the size of your mortgage and complexity of your requirements. Once we fully understand your position we’ll advise if a fee will be payable - however, we offer everyone a FREE consultation to get started.

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Get advice from our experts at Beechwood Mortgages

  • Do all mortgage brokers charge fees?
    No, not all mortgage brokers charge fees, and Beechwood Mortgages is proud to be offering fee-free mortgage services to first time buyers in 2024. (terms & conditions apply) As a mortgage broker, we earn our fees directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our full fat version Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
  • What does a mortgage adviser do?
    A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process and makes things easier for you. You can learn more by visiting our page Why Should I Use A Mortgage Broker?
  • How can I get the best mortgage advice?
    You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Why Should I Use A Mortgage Broker? for more information.
  • Is mortgage advice free?
    The cost of mortgage advice depends on the terms and conditions of the broker / adviser you are working with. Many mortgage brokers will charge for their services and the amount payable will usually depend on your requirements, their own workload and perhaps on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
  • Do banks charge for mortgage advice?
    No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
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The advice you need when it matters most

If you have questions or want to get started, contact our friendly team of advisers today. We look forward to helping you.

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