Getting appropriate cover for your property
BUY TO LET
INSURANCE
Find the right policy to protect your investment property in Reading, Berkshire and the surrounding counties.
FIRST TIME BUYER INSURANCE
Take your first steps on the property ladder with confidence as we help you secure and protect your first home.
INSURANCE FOR LEASEHOLDERS
Learn all you need to know about getting the best insurance cover as a leaseholder.
INSURANCE FOR FLATS
If you’re a landlord or tenant, get the latest information regarding your responsibilities and insurance for flats.
Cover that offers peace of mind
Working with the friendly team at Beechwood Mortgages will give you exclusive access to comprehensive buildings insurance for properties across Berkshire and surrounding counties. Drawing on over 20 years of industry experience, we’ll recommend the most suitable policies for your property and mortgage type, giving you complete peace of mind. Additionally, we also offer tailored contents insurance solutions to meet your individual needs.
As with all insurance policies, conditions and exclusions may apply.
What is covered in buildings insurance?
Many policies are tailored to suit individual needs and vary between each provider. The majority cover: •Fire, flood and storm damage •Subsidence •Leaking pipes causing water damage •Collisions with vehicles We’ll provide the latest advice to help you understand the differences in cover as well as your insurance responsibilities as a landlord or homeowner.
Competitive rates on a range of policies
Whilst property protection is essential, we appreciate that our clients are also looking for value for money when it comes to insurance. With extensive knowledge of the current market, we have access to comprehensive policies you wouldn’t normally find, so you can make savings without compromising.
How can we help you?
Seeking assistance from an insurance adviser may seem like an unrequired expense, but the return you could receive may prove invaluable. Whilst sieving through various cover terms and providers to find you the right deal, we’ll also offer ongoing support and guidance to keep you in the know.
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Will I pay Beechwood a Fee?At Beechwood, we always provide a free consultation and promptly disclose any potential charges for our services. We now offer complimentary support for first-time buyers (terms and conditions apply) and continuously strive to extend our trusted services free of charge to everyone. This is important as any mortgage brokers will charge for their services, which could be upfront or due upon completion—or sometimes both. Therefore, it's crucial to compare options. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do all mortgage brokers charge fees?No, not all mortgage brokers charge fees. As a mortgage broker, we take our fee directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our article Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
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What does a mortgage adviser do?A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process. You can learn more by visiting our article, Benefits of Working with a Mortgage Broker.
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How can I get the best mortgage advice?You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Benefits of Working with a Mortgage Broker for more information.
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Is mortgage advice free?Many mortgage brokers will charge for their services, which could be upfront or due upon completion—or sometimes both. Therefore, it's crucial to compare options. At Beechwood, we always provide a free consultation and promptly disclose any potential charges for our services. We now offer complimentary support for first-time buyers (terms and conditions apply) and continuously strive to extend our trusted services free of charge to everyone. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do banks charge for mortgage advice?No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
