Explore Better Remortgage Options
Is your mortgage deal ending soon? Now is the time to explore your remortgage options and avoid slipping onto the standard variable rate. Staying informed about current interest rates is crucial. Don’t settle for your current lender out of convenience, there could be better deals available.
Whether you prefer the stability of a fixed rate or the flexibility of a tracker rate, shopping around can make a significant difference. Understanding the remortgage process is essential for securing the best deal, whether you choose a new lender or aim to improve terms with your current provider.
Chat live with an expert or connect with a broker to find the ideal remortgage solution. Begin your remortgage journey today!
Make your mortgage work for you
HOME IMPROVEMENTS
Looking to enhance your property? Learn how remortgaging could give you access to crucial funds.
FIND THE BEST RATES
Make a decision that’s worthwhile. We’ll advise you on the best deals available.
REMORTGAGING FEES
Understand the potential costs, risks and terms of remortgaging.
DEBT CONSOLIDATION
Discover if remortgaging could be a suitable way for you to tackle outstanding credit.
Expert Guidance on Remortgage Options
Are you searching for your next deal? Looking to raise funds for home improvements, maybe want to assist a family member into their first home, or take that big holiday you've been promising yourself?! If so, let Beechwood provide guidance on your remortgage options.
Whether that means switching to a new lender, securing a better deal, extending the mortgage term to reduce your monthly payments, or simply understanding what fees are involved, get started early to avoid falling onto a higher standard variable rate.
Save Money with Timely Remortgaging
Timing a remortgage effectively can save you a lot of money. If your current special rate is about to expire, your mortgage payments could soon rise significantly. By arranging your next mortgage in advance, you can avoid these increases and unnecessary costs. Many lenders let you lock in a new rate up to 6 months ahead.
Working with a mortgage broker helps you manage the fees and access the best interest rates. Let Beechwood assist you in finding the perfect deal.
Where expert guidance proves invaluable
Considering the pros and cons of remortgaging is important. It can be an effective way to ensure you pay the minimum amount needed for your mortgage. Seeking professional mortgage advice is wise to secure the best deal and make the most of the process.
Count on our expertise to overcome challenges, evaluate the bigger picture, and access competitive rates. Let us help you make the right choices.
Think carefully before securing other debts against your home
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Do all mortgage brokers charge fees?No, not all mortgage brokers charge fees, and Beechwood Mortgages is proud to be offering fee-free mortgage services to first time buyers in 2024. (terms & conditions apply) As a mortgage broker, we earn our fees directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our full fat version Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
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What does a mortgage adviser do?A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process. You can learn more by visiting our article, Benefits of Working with a Mortgage Broker.
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How can I get the best mortgage advice?You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Benefits of Working with a Mortgage Broker for more information.
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Is mortgage advice free?The cost of mortgage advice depends on the terms and conditions of the broker / adviser you are working with. Many mortgage brokers will charge for their services and the amount payable will usually depend on your requirements, their own workload and perhaps on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do banks charge for mortgage advice?No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
