Helping you protect the contents and possessions in your home
CONTENTS INSURANCE
Cover the cost of all your household items and protect them from theft or accidental damage.
FOR SHARED HOUSING
Living with others? Cover the value of your personal belongings.
FOR TENANTS
Discover the best rates to protect your possessions when getting contents insurance for renters.
HOUSE AND CONTENTS
Save yourself time and money by combining cover for your home and your contents.
Cover that’s tailored to you
The needs of our clients across Reading and Berkshire vary immensely, which is why we avoid a ‘one size fits all’ approach when it comes to contents insurance. Beechwood Mortgages works to understand your individual needs and recommend policies based on the number of items, their value and other factors that are out of your control. For more comprehensive coverage, consider our building insurance options.
As with all insurance policies, conditions and exclusions will apply, which we’ll happily guide you through. From start to finish, our team is committed to your satisfaction.
What does contents insurance cover?
Many house contents insurance policies vary and are tailored to suit individuals' needs. These policies help protect all your valuables in case of theft or damage from fire or flooding. They can protect the following: •Furniture such as wardrobes and beds •Electrical goods including TVs, DVD players and computers •Clothes and jewellery •Kitchenware such as microwaves and kettles
The ideal policy within budget
Finding an insurance package that won’t break the bank doesn’t have to mean cutting corners. We’ll identify your required level of cover and find a policy that has everything you need and nothing you don’t. Our team can also answer questions such as, ‘is contents insurance mandatory?’, and advise on ways you can check if your current policy is meeting your needs.
Invaluable support from the team that cares
Whilst purchasing a property is an important decision, it’s the possessions within your building that really matter. We understand what your valuables mean to you, so we’ll search the market far and wide to secure a policy that ticks all the boxes and promotes your financial wellbeing.
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Will I pay Beechwood a Fee?At Beechwood, we always provide a free consultation and promptly disclose any potential charges for our services. We now offer complimentary support for first-time buyers (terms and conditions apply) and continuously strive to extend our trusted services free of charge to everyone. This is important as any mortgage brokers will charge for their services, which could be upfront or due upon completion—or sometimes both. Therefore, it's crucial to compare options. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do all mortgage brokers charge fees?No, not all mortgage brokers charge fees. As a mortgage broker, we take our fee directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our article Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
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What does a mortgage adviser do?A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process. You can learn more by visiting our article, Benefits of Working with a Mortgage Broker.
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How can I get the best mortgage advice?You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Benefits of Working with a Mortgage Broker for more information.
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Is mortgage advice free?Many mortgage brokers will charge for their services, which could be upfront or due upon completion—or sometimes both. Therefore, it's crucial to compare options. At Beechwood, we always provide a free consultation and promptly disclose any potential charges for our services. We now offer complimentary support for first-time buyers (terms and conditions apply) and continuously strive to extend our trusted services free of charge to everyone. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do banks charge for mortgage advice?No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
