Remortgage your house with a helping hand from our expert brokers
Get more from your mortgage. Choose Beechwood Mortgages for invaluable advice to remortgaging, whether you’re releasing equity or looking for the best market deals. Join our growing number of satisfied customers across Reading and surrounding areas.
Helping you take the next step
FUND YOUR HOME IMPROVEMENTS
Make the enhancements you desire without eating into your budget. Release equity and crucial funds.
LOWER MONTHLY PAYMENTS
Stay one step ahead of rising interest rates with a new mortgage deal that suits you.
CONSOLIDATE
DEBT
Discover if remortgaging could be a suitable way for you to tackle outstanding credit.
UNDERSTAND THE RISKS
Before you make your decision, work with Beechwood Mortgages to make an informed choice.
Are you coming to the end of your fixed term?
Now could be your opportunity to take advantage of the latest market deals and prevent additional charges should your mortgage roll onto a standard variable rate (SVR) once your deal expires. Our remortgaging brokers can look to find fixed, discounted or tracker deals to help you lower your monthly payments and ensure you never pay more than you have to for your property in Reading.
Whilst making the switch could see you save a substantial amount of money, understanding the benefits and risks of this financial decision is imperative. Beechwood Mortgages will work to understand your current situation and give you the information you need to make the right move for you. Please remember, your home may be repossessed if you do not keep up repayments on your mortgage.
How does equity release work?
Equity release allows you to exchange part of the value of your property for a lump sum of money that you can spend as you wish. Many of the clients we assist across Reading and the surrounding areas of Berkshire utilise this service to supplement retirement funds or to complete home improvements with the hopes to add value to the property in the long run.
The benefits:
-
If the value of your property has increased, you’ll have access to some of this money
-
You’ll unlock the funds to spend now, rather than leaving this to beneficiaries
The disadvantages:
-
Equity release does not pay you the full market value of your home
-
Taking money out of the property will reduce inheritance payments for your beneficiaries
There may also be additional risks and pitfalls depending on your situation and the chosen scheme, which is where our expertise comes in. Work with us to understand which approach is right for you and if it’s worthwhile.
For Reading’s locals and further afield
In today’s climate, we think it’s important that everyone has access to professional guidance and support when it comes to their finances. Though based in Berkshire, we offer virtual Teams meetings to support clients across the area, offering the same quality solutions you’d expect.
With exclusive access to various lenders and market deals, remortgaging your home has never been easier. Find the best deal today or learn more about early exit charges and current mortgage rates.
