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Find the best building insurance for you

Buildings insurance is a must for all our clients. In addition to protecting your property from the unexpected, buildings insurance is a condition of a mortgage offer, so trust Beechwood Mortgages to help you find the right level of cover for you.

Getting appropriate cover for your property

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BUY TO LET
INSURANCE

Find the right policy to protect your investment property in Reading, Berkshire and the surrounding counties.

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FIRST TIME BUYER INSURANCE

Take your first steps on the property ladder with confidence as we help you secure and protect your first home.

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INSURANCE FOR LEASEHOLDERS

Learn all you need to know about getting the best insurance cover as a leaseholder.

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INSURANCE FOR FLATS

If you’re a landlord or tenant, get the latest information regarding your responsibilities and insurance for flats.

Cover that offers peace of mind

Working with the friendly team at Beechwood Mortgages will give you exclusive access to comprehensive buildings insurance for properties across Berkshire and surrounding counties. Drawing on over 20 years of industry experience, we’ll recommend the most suitable policies for your property and mortgage type, giving you complete peace of mind.

 

As with all insurance policies, conditions and exclusions may apply.

What is covered in buildings insurance?

Many policies are tailored to suit individual needs and vary between each provider. The majority cover: •Fire, flood and storm damage •Subsidence •Leaking pipes causing water damage •Collisions with vehicles We’ll provide the latest advice to help you understand the differences in cover as well as your insurance responsibilities as a landlord or homeowner.

Competitive rates on a range of policies

Whilst property protection is essential, we appreciate that our clients are also looking for value for money when it comes to insurance. With extensive knowledge of the current market, we have access to comprehensive policies you wouldn’t normally find, so you can make savings without compromising.

How can we help you?

Seeking assistance from an insurance adviser may seem like an unrequired expense, but the return you could receive may prove invaluable. Whilst sieving through various cover terms and providers to find you the right deal, we’ll also offer ongoing support and guidance to keep you in the know.

  • Do all mortgage brokers charge fees?
    No, not all mortgage brokers charge fees, and Beechwood Mortgages is proud to be offering fee-free mortgage services to first time buyers in 2024. (terms & conditions apply) As a mortgage broker, we earn our fees directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our full fat version Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
  • What does a mortgage adviser do?
    A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process and makes things easier for you. You can learn more by visiting our page Why Should I Use A Mortgage Broker?
  • How can I get the best mortgage advice?
    You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Why Should I Use A Mortgage Broker? for more information.
  • Is mortgage advice free?
    The cost of mortgage advice depends on the terms and conditions of the broker / adviser you are working with. Many mortgage brokers will charge for their services and the amount payable will usually depend on your requirements, their own workload and perhaps on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
  • Do banks charge for mortgage advice?
    No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
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Don’t delay in getting the right insurance policy in place

Reach Beechwood Mortgages to sieve through the options and secure an insurance plan that protects you when you need it most.

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