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Remortgage advice

It's tempting to stick with your current lender, especially when they make it so easy, but is it really the best deal for you? Have you thought about any upcoming changes in your life? Maybe a move or the need for additional funds? And are you aware if the rates have dropped since you booked a deal with your lender?

 

Don't settle for the easy option, get in touch with one of our brokers today or chat live with us now - let us help you find the right mortgage for you.

Make your mortgage work for you

Home improvement

HOME IMPROVEMENTS

Looking to enhance your property? Learn how remortgaging could give you access to crucial funds.

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FIND THE BEST RATES

Make a decision that’s worthwhile. We’ll advise you on the best deals available.

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REMORTGAGING FEES

Understand the potential costs, risks and terms of remortgaging.

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DEBT CONSOLIDATION

Discover if remortgaging could be a suitable way for you to tackle outstanding credit.

Find the best solutions without the fuss

Are you on the hunt for your next deal? Looking to raise funds for home improvements, assisting a family member, or that big holiday you've been dreaming of? We're here to help. Whether that means switching to a new lender or securing a better deal with your current provider, we'll guide you on the right path.

Breakfast at Home

Arrange ahead of time

Timing a remortgage effectively can help save you money. If you currently have a special rate that will end soon, your mortgage payments could sharply increase. By arranging your next mortgage ahead of time, you can prepare for these increases and avoid paying more than necessary.

 

At Beechwood Mortgages, we can connect you with multiple lenders and deals to find the most suitable option for your current situation and financial goals.

Sit back, relax, and let us handle the stress of remortgaging your home. Contact us today and discover how we can make the process easier for you.

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Get advice from our experts at Beechwood Mortgages

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Where expert guidance proves invaluable

Considering the pros and cons of remortgaging is important. It can be an effective way to ensure you pay the minimum amount needed for your mortgage. Seeking professional mortgage advice is wise to secure the best deal and make the most of the process.

 

Count on our expertise to overcome challenges, evaluate the bigger picture, and access competitive rates. Let us help you make the right choices.

Think carefully before securing other debts against your home

  • Do all mortgage brokers charge fees?
    No, not all mortgage brokers charge fees, and Beechwood Mortgages is proud to be offering fee-free mortgage services to first time buyers in 2024. (terms & conditions apply) As a mortgage broker, we earn our fees directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our full fat version Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
  • What does a mortgage adviser do?
    A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process and makes things easier for you. You can learn more by visiting our page Why Should I Use A Mortgage Broker?
  • How can I get the best mortgage advice?
    You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Why Should I Use A Mortgage Broker? for more information.
  • Is mortgage advice free?
    The cost of mortgage advice depends on the terms and conditions of the broker / adviser you are working with. Many mortgage brokers will charge for their services and the amount payable will usually depend on your requirements, their own workload and perhaps on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
  • Do banks charge for mortgage advice?
    No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
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Looking to remortgage? Don’t go it alone!

Contact our office in Reading to arrange a FREE consultation with Beechwood Mortgages, for a decision that’s backed by the experts.

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