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Moving home made easy
Moving home can be overwhelming, but fear not! Understanding the step-by-step process is crucial. Worried about the costs? Curious if you can move without selling your current home or transfer your existing mortgage? Rest assured, we've got you covered.
As important to us as when you were a First Time Buyer, we invite you to dive into our Learning Centre now. Discover answers to your burning questions and pave the way to a smooth move.
Providing support and guidance for home movers since 2001
MORTGAGE DEAL COMPARISONS
We compile reports for you to compare the best deals when moving home.
MORTGAGE MOVING ADVICE
With our extensive industry experience, we provide quality support throughout the entire process of porting your mortgage.
Learn more about how you can move mortgages successfully and avoid early repayment charges.
We provide advice on meeting deposit requirements without harming your finances.
Advice for movers and portable mortgages
Moving home does not have to be a painful process. Porting allows you to transfer an existing mortgage to your new property and, in most cases, is a very simple process. However, this is not always the best option, so it is important to seek advice. There is no guarantee that your current lender will support you with your new mortgage requirement - perhaps you need to borrow a little more and they cannot assist with this.
Maybe you want to keep your current home for investment? Check out Can I Move Without Selling My House to understand what might be possible.
In these situations communication is paramount, and it is crucial that you fully understand all your options and the associated costs from the outset. Beechwood Mortgages will ensure you have the knowledge you need to make an informed decision that considers all the options available to you.
Guidance and support
We are more than aware of the obstacles involved with moving your mortgage.
If you want clarity around costs, need support in communicating with your lender, or do not want to spend too much time comparing deals, our professional mortgage experts are equipped to help you.
Looking for advice you can rely on? Look no further. With a wealth of experience, we have been supporting home movers in Berkshire and the surrounding counties since 2001. Trust us to swiftly find the best mortgage solution for your next home.
Saving You Time
Whether you're considering moving your current mortgage or exploring a new one, our expert guidance will support you throughout the process.
Effective communication with lenders can greatly improve your chance of success. Our dedicated team acts as a bridge between you and the lender, ensuring you stay informed and simplifying the entire process with a single point of contact.
What does a mortgage adviser do?The world of mortgaging is complex. Especially when it comes to lending for Buy to Let and the like, it's crucial to research numerous lenders and take a more specialist approach to the process. A mortgage adviser will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and lenders. What's more, they offer a level of support that streamlines the entire process and makes things easier for you.
How can I get the best mortgage advice?You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage adviser or broker who will search and compare numerous products at the touch of a button.
Is mortgage advice free?The cost of mortgage advice depends on the terms and conditions of the adviser. Some mortgage advisers might charge for their services but this will usually depend on your requirements and on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees.
Do banks charge for mortgage advice?No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. Whole of market mortgage advisers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a variety of lenders.
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