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Moving home made easy

Moving home can be overwhelming, but fear not! Understanding the step-by-step process is crucial. Concerned about the costs? Wondering if it's possible to move without selling your current home or transferring your existing mortgage? Rest assured, all the necessary information is available.

Just as crucial as when you were a First Time Buyer, consider exploring our Learning Centre now. Find answers to your pressing questions and ensure a smooth move.

Providing support and guidance for home movers since 2001

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MORTGAGE DEAL COMPARISONS

We compile reports for you to compare the best deals when moving home.

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MORTGAGE MOVING ADVICE

With our extensive industry experience, we provide quality support throughout the entire process of porting your mortgage.

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MORTGAGE TRANSFERS

Learn more about how you can move mortgages successfully and avoid early repayment charges.

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MORTGAGE DEPOSITS

We provide advice on meeting deposit requirements without harming your finances.

Advice for movers and portable mortgages

Moving home does not have to be a painful process. Porting allows you to transfer an existing mortgage to your new property and, in most cases, is a very simple process. However, this is not always the best option, so it is important to seek advice. There is no guarantee that your current lender will support you with your new mortgage requirement - perhaps you need to borrow a little more and they cannot assist with this.

 Maybe you want to keep your current home for investment? Check out Can I Move Without Selling My House? to understand what might be possible.

In these situations communication is paramount, and it is crucial that you fully understand all your options and the associated costs from the outset. Beechwood Mortgages will ensure you have the knowledge you need to make an informed decision that considers all the options available to you.

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Guidance and support

Understanding the challenges of transferring your mortgage to a new home is crucial. Is it the best option for you? For those seeking clarity on costs, assistance in communication with lenders, or wishing to avoid the hassle of comparing deals, professional mortgage experts stand ready to assist.

In need of reliable advice? Look no further. With extensive experience since 2001, support has been provided to home movers in Berkshire and surrounding counties, ensuring the best mortgage solution for your next home is found swiftly.

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Elevate Your Home Buying Journey

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Saving You Time

Whether you're considering moving your current mortgage or exploring a new one, our expert guidance will support you throughout the process.

Effective communication with lenders can greatly improve your chance of success. Our dedicated team acts as a bridge between you and the lender, ensuring you stay informed and simplifying the entire process with a single point of contact.

  • Do all mortgage brokers charge fees?
    No, not all mortgage brokers charge fees, and Beechwood Mortgages is proud to be offering fee-free mortgage services to first time buyers in 2024. (terms & conditions apply) As a mortgage broker, we earn our commission from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our full fat version Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
  • What does a mortgage adviser do?
    A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process and makes things easier for you. You can learn more by visiting our page Why Should I Use A Mortgage Broker?
  • How can I get the best mortgage advice?
    You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Why Should I Use A Mortgage Broker? for more information.
  • Is mortgage advice free?
    The cost of mortgage advice depends on the terms and conditions of the broker / adviser you are working with. Many mortgage brokers will charge for their services and the amount payable will usually depend on your requirements, their own workload and perhaps on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
  • Do banks charge for mortgage advice?
    No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Some brokers will charge a fee, for more helpful hints and tips, check out our article, Do All Mortgage Brokers Charge Fees?
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Planning a move? Book a free consultation with the experts

Let’s work together the find the most suitable option for you. Reach out to Beechwood Mortgages today, the experts with an outstanding reputation across Berkshire and the surrounding counties.

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