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Your First Home, Made Simple: Expert Mortgage Guidance and Free Support Every Step of the Way
Buying your first home is an exciting step, but getting your mortgage sorted is essential. Our Learning Centre is here to guide you every step of the way.
Discover how much you can borrow, get familiar with fees, understand the value of Agreement in Principles and learn about preparing the right documents. Explore different mortgage types, understand the effect of your credit score, and compare the benefits of fixed and variable rates.
Whether you’re thinking about a joint mortgage or need advice on using family support, our expert mortgage advisers can help.
Not quite ready to talk? No problem, visit our Learning Centre for tips, guidance, and all the information you need to start your home-buying journey with confidence!
Here for every step of your first time buyer journey
FIRST TIME BUYER RATES
Our team provide advice on the latest mortgage rates available.
INVALUABLE HELP
Whether it’s the First Homes Scheme, Shared Ownership or a traditional purchase, we are here to help you.
DEPOSITS
Guidance on the funds needed to buy your first home and how an increased deposit will improve both lender options and the rates on offer.
WHOLE OF MARKET
This means we have access to a wide variety of mortgage products, for your benefit.
Getting the right help, first time, every time
Based in Reading, Beechwood Mortgages has been a key player in assisting first-time buyers in Berkshire and the surrounding counties with securing their mortgages since 2001, and there's no intention of stopping anytime soon.
Our friendly team aims to offer honest, transparent & comprehensive advice on mortgages. With the guidance of experts, the goal is to equip you with the knowledge to make a decision you feel confident about, regardless of your experience with the property market. Understanding the importance of making the right choice when purchasing your first property, the team works tirelessly to ensure the process is worry-free for all aspiring homeowners.
no broker fees
Free Mortgage Guidance and Support for First Time Buyers
No Broker Fee Payable for First Time Buyers
At Beechwood, we understand that purchasing your first home can be both stressful and costly. That's why we aim to provide our expert advice and support for first-time buyers at no charge*. Our goal is to ensure that your home-buying journey is seamless and affordable. Let us assist you in taking that first step toward homeownership with confidence.
Decades of Experience
With decades of experience in the mortgage industry, Beechwood guides you through the home-buying process. Our reliable mortgage brokers offer expert advice and tailored solutions to meet your unique needs and financial goals.
Stress-free Home Buying Experience
Don't let broker fees or mortgage complexities stop you from homeownership. Our team is here to guide you through the mortgage process easily, providing you with a single point of contact throughout.
Your Path to Easy Home Buying!
Discover your path to homeownership with Beechwood Mortgages! Get free advice and support and Start Your Application today!
*Offer applies to mortgages greater than £225,000 but excludes Shared Ownership, Right to Buy, Buy to Let, Joint Borrower Sole Proprietor mortgages and if you are buying with two family members or friends.
How can Beechwood Mortgages help you?
Investing in property is a significant step, offering potentially priceless rewards. To help position you optimally for this leap, our mortgage advisors can assess your current financial status before any commitment is made. The goal is to make the journey onto the property ladder as smooth as possible by managing the hard work on your behalf.
Consider Beechwood Mortgages for straightforward solutions and efficiency.
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Will I pay Beechwood a Fee?At Beechwood, we always provide a free consultation and promptly disclose any potential charges for our services. We now offer complimentary support to the majority of our customers, terms and conditions apply. This is important as any mortgage brokers will charge for their services, which could be upfront or due upon completion—or sometimes both. Therefore, it's crucial to compare options. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do all mortgage brokers charge fees?No, not all mortgage brokers charge fees. As a mortgage broker, we take our fee directly from the lender, so in most cases you don't have to worry about paying any additional fees for our assistance. We are committed to helping you find the best mortgage deal without adding any financial burden. Our goal is to make the mortgage process as transparent and cost-effective as possible for our clients. Check out our article Do All Mortgage Brokers Charge Fees? for a complete rundown on broker fees and what to look out for.
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What does a mortgage adviser do?A mortgage advisor will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and building societies. What's more, they offer a level of support that streamlines the entire process. You can learn more by visiting our article, Benefits of Working with a Mortgage Broker.
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How can I get the best mortgage advice?You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage advisor or broker who will search and compare numerous products at the touch of a button. Check out Benefits of Working with a Mortgage Broker for more information.
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Is mortgage advice free?Many mortgage brokers will charge for their services, which could be upfront or due upon completion—or sometimes both. Therefore, it's crucial to compare options. At Beechwood, we always provide a free consultation and promptly disclose any potential charges for our services. We now offer complimentary support for first-time buyers (terms and conditions apply) and continuously strive to extend our trusted services free of charge to everyone. Check our Fees page for a full rundown on broker fees. You can also visit our page Do All Mortgage Brokers Charge Fees? for further information.
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Do banks charge for mortgage advice?No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. All lenders charge varying fees and this will be no different if you work with a mortgage broker. Whole of market mortgage advisors / brokers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a huge variety of lenders. Many brokers will charge a fee, for more information check out our article, Do All Mortgage Brokers Charge Fees?
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