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Critical illness cover

If you fall ill and are unable to work, critical illness cover could ensure you're looked after and supported. The advisers at Beechwood Mortgages have helped many clients across Reading pick the right policies.

Protecting you during difficult times

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EXPERTISE AND ADVICE

We have been helping our loyal customers find the right cover since 2001.

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MORTGAGE COVER

Ensure you continue to meet your monthly repayments with mortgage critical illness cover.

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STAND ALONE COVER

You can buy stand-alone critical illness cover to guarantee your financial future if you become ill or suffer from an unexpected condition.

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COMPREHENSIVE PACKAGES

Our friendly team will advise you on the most complete cover for your specific needs.

One less thing to worry about

We all feel invincible until ill health strikes. Being proactive in securing critical illness cover before issues arise allows you and your loved ones to concentrate on your wellbeing without the stress of financial uncertainty, especially when it comes to keeping up with your mortgage payments.

 

Based in Reading, we’ve been a chosen and trusted for advice and policy support for Berkshire since 2001, providing all there is to know about the market’s current offering and what that might look like for you.

 

 As with all insurance policies, conditions and exclusions may apply.

What is covered by critical illness insurance?

Critical illness policies vary greatly but all offer valuable support when you need it most. They cover many different illnesses, with the most common resulting in a claim being: •Strokes •Heart attacks •Certain types of cancer •Severe head injuries It’s important to remember that insurance policies are unique and do not necessarily cover the same conditions or illnesses. If you’re unsure of the suitability of a policy, then please contact one of our advisers for help in comparing what is on offer.

What can you expect from working with us?

Deciding on the most suitable cover is important. We all want to prepare for and safeguard the future of our family, friends and loved ones, and this type of insurance can ensure you’ve got the right measures in place. We’re here to ensure your needs have been met, both in terms of the policy’s conditions and the price, for cover that can deliver without costing a fortune.

  • What does a mortgage adviser do?
    The world of mortgaging is complex. Especially when it comes to lending for Buy to Let and the like, it's crucial to research numerous lenders and take a more specialist approach to the process. A mortgage adviser will do the leg work for you, offering in-depth knowledge of the property lending market, helping you overcome challenges, and offering exclusive access to a database of banks and lenders. What's more, they offer a level of support that streamlines the entire process and makes things easier for you.
  • How can I get the best mortgage advice?
    You can seek advice on mortgages directly from lenders such as banks or building societies. Alternatively, you can go to a whole of market mortgage adviser or broker who will search and compare numerous products at the touch of a button.
  • Is mortgage advice free?
    The cost of mortgage advice depends on the terms and conditions of the adviser. Some mortgage advisers might charge for their services but this will usually depend on your requirements and on the value of your mortgage. We offer a free consultation every time and will quickly confirm if there will be any charge for our services and support. In the majority of cases, we will receive a commission from the lender once a mortgage starts. It’s important for you to clarify terms and conditions with mortgage advisers from the start so that you are aware of any charges and financial responsibilities you may incur. Check our Fees page for a full rundown on broker fees.
  • Do banks charge for mortgage advice?
    No, banks will not charge an advice fee. You do however need to remember that they will only recommend their own specific products. Whole of market mortgage advisers are more likely to provide an impartial perspective on the most suitable and competitive mortgage products and via a variety of lenders.
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Arrange your free call to discuss critical illness cover

Beechwood Mortgages have a team of expert advisers committed to taking care of all your insurance needs.

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